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Frequently Asked Questions

Q: How do I determine how much Insurance I need?

A: We have different options for everyone, how much insurance you need depends on what your wishes are. Review our packages to help choose what is right for you.

Q: Do I need to complete a Medical Examination to qualify?

A: No, our products do not require a medical examination. We have plans for everyone regardless of age and health.

Q: What happens if I move to another province or country?

A: Your plan moves with you. Transfer your plan penalty-free to any province or country.

Q: Is my money protected for as long as I live?

A: Yes. For your security, our underwriter, Assurant Life of Canada®, is a member of Assuris, where all of its policy holders are protected for the amount of your coverage –

Q: What happens when I pass away?

A: Death benefit proceeds are usually paid immediately.

Q: How can I record my Cemetery and Funeral wishes?

A: With our ‘My Wish’, all your Cemetery and Funeral wishes are recorded and kept with your family and in our records, giving your loved ones an accurate reflection of your needs and wishes.

Q: What if I die while I am travelling?

A: Our Travel Plan provides coverage for the return of your body to a funeral home you have selected in your home town.